Activity Internet Report, Part-Time Internet Marketing

Before I start on this one, it may be well to remember the saying,
“where is the best place to meet the high and mighty high?”
hey, at most New Years Eve Parties.

If you want to read a article written by a Internet Guru or English
Professor you can stop reading now. If you’re looking for honest
Internet Information in plain everyday writing this is for you. Read
on, this could save you a bundle and give you enough information to
start part time Marketing on the internet.

I found out the hard way that Internet business opportunities are
almost never all they’re cracked up to be. The only persons who benefit
from the opportunities are the people who start the programs and a
few friends at the top.

Seen all those ads with images of luxury cars, boats, and house? This
is the image of high life you can have if you join a MLM opportunity.
If you believe the above I have a beautiful famous bridge in San
Francisco I want to sell, cheap, doesn’t wait, today only.

As a newbie to the Internet (joining after years of retirement), with 40
years of successful publishing, printing, business off line, it makes
me sick to think people would believe this. Yeh, just join this MLM and
in two months you will be building a luxury house next to Bill Gates.

Scams after scam try to make people believe that pyramid selling laws
just doesn’t apply to the Internet. Many so-called marketers are not just
sneaky, but are out and out liars.

Further, very few offer any sort of resources to help you. To make
matters worst, they make you feel like a real “dumbie” by e-mailing you
2 days after joining, wondering why you haven’t signed up at the very
least 100 members. They make it look like it’s your fault you have not
yet earned enough to pay for that lot next to Bill Gates.

Their scams have given the Internet a real bad name. Just mention to a
friend or work mate about joining or buying something on the Internet.
I will bet you 90% will just change the subject or walk away. So many
persons got sucked into some of these get rich scams that the average
person will not trust the Internet when it comes to buying products,

Webmasters who are now on the web work overtime, researching, and
building trust, which enables them to sell on the Internet.

They know success does not come overnight. They have to work hard,
be persistent, teachable, research. They have to make the effort and
a little bit of cash helps.

If you intend on making a living on the Internet start out part time.
The failing rate on the Internet is over 94 percent, mostly because
they buy into the MLM Marketer that promises all you have to do
is join as a paid member.

In your dealings with others, make sure you have proper disclosures as
required by law. To be an effective marketer, don’t be untruthful, make
false, misleading statements. Further remember you are responsible
for statements made by the MLM marketer if you are an affiliate selling
for them. You too could be charged and fined along with the MLM
you are promoting.

To make sure you are following the regulations for advertisements, and
other rules and regulations check out the following at FTP.

* The Applicability of FTC Law to Internet Advertising

* Clear and Conspicuous Disclosures in Online Advertisements

* Specific Issues in Applying Certain Rules and Guides to Internet Activities.


Here are a few steps you can take to be on the safe side. If your email
program has the option to automatically download attachments, make sure
it is turned off.

Check and make sure your Anti Virus is up to date.

If you have to open an attachment, save the file to your computer or
a disk.

Manually scan the file using up-to-date Anti Virus.

Remember scammers use fake websites, mail redirects. Before sending
any money check it out first. Never just click on the URL provided.
Type in the URL manually.

If you receive an email with the heading Paypal, Clickbank etc., asking
you to confirm your user, password, remember they already have this
information and would not be asking you for it.


If you buy or sell on the Internet, you need a secure reliable firm
for sending,accepting payments online. Paypal (owed by e bay) is one
of the preferred ways of sending or receiving cash online. You are
notified within minutes when you pay, buy or send money. Never trust
using your cards on the Internet. By the time you get your monthly
statement hundreds of dollars could be charged to your account. Play
it save. Get a free account with PayPal today!

I started as an affiliate but it has a lot of drawbacks. Sure they
will supply you with a free website, but then you know there are
hundreds all the same. Search engines as a rule will not list affiliate

Further, the URL given to you to promote with are long, ugly, and it’s
easy to steal your commission. Any one that may have wanted to join or
buy the product your promoting will just cut off your ID code and join.
You lose the commission and an affiliate. Plus the biggest draw back is
you don’t get a list of the persons you promote for the firm.

If you do want to sell a product for a MLM make sure you check them out.
Then you need to get the script that will shorten the URL you are given
to promote with, or learn how to clone the URL so your commission is not
stolen. Join a couple forums, and ask if anyone could give you the
script to be able to do either of the above. Most people in forums will
help because it also gives them a plug.

What business do you know (other then an Internet MLM) gets you to pay for
their advertising and work for free? You’re better off to set up your
own web site and promote as a reseller or get and sell your own products.
This way you can build up your own list.

I hate to admit this but for some reason I got tunnel vision when it came
marketing as an affiliate. I learned how to get free hits to my site, got
number 1 to 8 listing in MSN, Yahoo, Googl for my key words. in fact
have from 2 to 6 listing in each of the top 10 listing for all three of
the above search engines. My hits for December were over 2 million, yet
because I was selling for MLM’s without cloning my URL,just made enough
to cover my expenses.

No person told me everyone could tell I was a newbie and a dummie when
they saw my affiliate URL, not cloned. They would cut off the ID number
at the end if they were interested in the product I was selling, get the
commission that should have been mine, plus what hurt more was I lost an affiliate.

The cost of setting up a web site is minimum. Should you go this route I
highly recommend Robyn at:

No, I have no personal interest in myfriendlyhost, nor do I get any commission
from Robyn for listing her site. Without Robyn’s help I would have quit the Internet.
She is one of the few persons on the Internet who helped me, without
asking for money first.


Now lets see if we can get you to grin again by checking out some of
these great quotes;

“if we let loggers go in and cut down the trees we wouldn’t have a
problem with forest fires”- George Bush

I only hope our Premier Gordon Campbell does not see this. He is just
liable to take Mr. Bush’s advice. With all the forest fires we have here
in BC, Greenpeace would really see some clearcuts.

“that lowdown scoundrel deserves to be kicked to death by a jackass,
and I’m just the one to do it” -A congressional candidate in Texas.

By any chance was Mr Bush ever a candidate in Texas??

My best pick;
“if someone has a bad heart, they plug this jack in at night as
they go to bed and it will monitor their heart throughout the
night. And next morning when they wake up dead, there’ll be a
record”- Mark S. Fowler, FCC Chairman.

Just goes to prove we all are humans, make mistakes and when it’s
the other person’s slip-up, enjoy it.

None of the free listings below are mine, nor am I a affiliate of any
of the listings. They are listed for your benefit only.

You should also consider selling via ebay. They first started in 1995,
and I am sure few people would have believed they would have over 157
million members worldwide today.

Thousands of persons are making a good living today selling on eBay.
They give you a lot of support with free information, tools and
resources. Really a great way to start on the Internet part-time, as
you have control on the hours you want to spend to make it work.

If you’re interested, below you can click on their URL for free
A Look at Third Party eBay Tools

A free list of some of the top providers of ebay’s, including
name buyer’s, seller’s addresses, plus information on each.

Brings you the most popular and highest rating auctions, free.

If your really interested in Internet Marketing, sign up to a couple
free Internet Marketing Newsletter, and Forums. Learn and earn.

Best wishes, and I hope this article is helpful.

Commercial Real Estate – Checklist for Making Your Sales Pitch Convert More Listings

In this property market, your pitch for new business is likely to be up against other agents in the local area. This says that every sales pitch and listing pitch should be well crafted and well designed. As the local commercial real estate agent, you will normally have two or three agents competing against you with the same property and with the same owner or landlord.

In such a competitive market you have two choices available in making the pitch for the listing:

  • You can offer discounts in your services to attract the interest of the property owner. The discounts would normally be in your commission or marketing costs.
  • You can offer special points of difference which you believe are unique to your marketing and promotion strategy, and that can achieve a positive result for the property owner as soon as possible.

In pitching for the property listing, the reality of the situation is that the owner of the property really wants to resolve their property pain as quickly as possible at the best possible rent or price. Discounts will not normally do this. In fact they can be counterproductive. Think about it; why would you discount marketing of the property if it is going to limit the exposure to the target audience?

Some agents will discount the commission they will charge within small margins, and that may be satisfactory in your business model. Significant commission discounts should however not normally be given as they will provide real limitation on the time that you can devote to the campaign and the promotion of the property. Invariably you see the agents that discount commissions not staying in the business for very long.

Now some property owners certainly do push you on the commission survey can get some reduction or discount. In their opinion the commission will not impact the marketing of the property. The choice you make here on this matter is up to you but it is recommended that only small commission discounts are given. To do business as a real estate agent today, operational costs and support staff expenses prohibit major commission discounting.

The best way to pitch your services to a property owner can incorporate strategies similar to these:

  1. Show the property owner that you really understand the target audience to tap into in selling or leasing the property.
  2. Provide examples of the best available marketing method and price or rental range that will suit the target audience.
  3. Give the client three alternatives of marketing that provides some discount but still taps into the target audience most effectively. Invariably you will find that the client will choose the middle level marketing campaign.
  4. Show the client how your office database of prospects will suit the marketing of a property, and how you will then implement the database marketing campaign.
  5. Show the client just how many potential prospects exist in your database now, that can inspect prior to any advertised marketing campaign commencing.
  6. Use third party evidence when it comes to property prices and marketing strategies. This will make your sales pitch a lot easier.
  7. The client will usually choose the agent with the most significant market awareness and product knowledge. Your sales pitch should incorporate these details and facts.

The agents that win the listings and business in today’s market are usually confident and connecting. They have the ability to show the client how they can shorten the property pain and improve the price or rental in the process. Design your sales pitch around these facts and then start to practice.

A sales pitch is not about discounts; it is about solving a problem. That should be your focus.

3 Quick Cash Loan Myths Exposed

If you are considering a Quick cash loan (payday loan, fast cash loan, payday advance etc…) to get you through a tough financial time, you may be making a smart decision. Despite the ridiculously high APR that loan providers charge, a payday loan is many times a lower cost option than paying fees stemming from bounced checks, credit card late fees, re-connect fees etc…

Here are 3 myths that are commonly and erroneously associated with a payday advance loan.

MYTH: Quick Cash Loan providers charge outrageous rates

TRUTH: You’ve got to compare. A payday loan is typically cheaper than other customer alternatives.

Here’s a scenario: Did you forget you didn’t have any cash in your checking account but bought stuff anyway with your debit card? Maybe you did that 4 times in one day.

It’s amazing how we can lose track of our finances, but we all do it..

Guess what…

Each occurrence just cost you $35 in NSF fees from your bank. Those 4 withdrawals of $10 just cost you $140 dollars in fees! Ouch! The cost of borrowing $100 from a payday cash loan provider is $15 – $20 per $100. The APR on this transaction is 391%, which seems sky high but compared to the overdraft fees at your bank it makes good sense.

The remedy here is if you know you’re going to be short of cash but need to use checks or debit card, weigh the costs. It may be better to set up a fast cash account and use it only when you know you’ll be potentially incurring late fees.

MYTH: Quick cash loans always create a spiral of debt for the customer

TRUTH:Most users are responsible borrowers and have no trouble managing the short payback period.

These loans are short term solutions and most borrowers realize the danger of being over extended. About 60% are one time users – meaning they don’t renew the loan or have to extend the payback period.

Studies have also revealed that:

66% of payday loan users utilize the service to cover only unexpected expenses

34% use payday advance loans for a planned expense

70% of fast cash loan users only use the service 1 time per month.

MYTH: Emergency loans prey on unsuspecting customers

TRUTH: There are solid laws in place to protect customers from being taken advantage of.

The overwhelming popularity of these loans as a discreet and dignified way to solve temporary cash flow problems speaks for itself.

70% utilize fast cash loans because of the convenience (fast, easiest…)

96% are fully aware of the charges they will incur. Most state they were quoted the fee as an APR. Most believe that quick cash loans are useful ( 92%) and only about 12% state they were dissatisfied with the service.

Also, 33 states and D.C. provide balanced, responsible regulation of payday advance companies.


Why not consider a quick cash loan when you know you are going to be short on cash and will face fines or fees? As a temporary solution you may save a lot of money despite the high APR. It’s easy to find a reputable quick payday loan provider (see links below) and set up and approval takes only minutes.

Property Guide To Alicante

In the south-east corner of Spain between Valencia and Murcia, is Alicante province. Dubbed the ‘California of Europe’ by some, this part of the Spanish coastline became known as the Costa Blanca or ‘White Coast’ because of its 200kms of pristine sandy beaches and crystal clear waters.

Prior to the tourist boom, Alicante was comprised mainly of fishing villages, wine and citrus farms. However all that changed when the first air routes to the Valencia region opened up in 1957. Today, Alicante is a tourist mecca with first-rate infrastructure and leisure facilities, receiving around five million tourist visitors annually, making it an excellent place to invest in holiday letting properties.

Already fairly populous with nearly two million permanent inhabitants, Alicante has over the years become home to a thriving community of foreign retirees and lifestyle immigrants, many of them British or German, attracted by the healthy Mediterranean climate, unspoilt beauty of the lush, rocky coastline and Uncategorized salt marshes, as well as the fresh local seafood. Today, English is probably the second-most commonly-spoken language in Alicante after the native Valenciano.

Traditionally divided into a more affluent north and less well-heeled south, since the Spanish property boom, such demographics have become meaningless. All along the Costa Blanca, you’ll find luxury beach resorts, spacious villas and modern housing developments, as well as marinas filled with yachts.

The province has not lost all of its original charm though – there are still quaint Mediterranean villages with charming cobbled streets, ancient churches and historical architecture to be found; and the old quarters of many towns such as Altea and Javea continue to act as major drawcards for their historical value and café culture by day, and their restaurants and bars by night.

The capital, Alicante, is a genteel city with an international airport – the main point of access for the province – as well as many historical buildings, tree-lined boulevards, parks, palm-fringed beach and eye-catching harbour with marina.

Other places worth mentioning are Benidorm – the tourist capital of the Costa Blanca with first class entertainment facilities and pleasant micro-climate; Torrevieja -with its great golf courses and bird sanctuary in the Uncategorized salt marshes nearby; and Javea – a lush enclave of exclusive cliffside villas.

Property prices in Alicante are generally 3% higher than the Spanish national average, but buyers can still get good value for money if they do their research. Currently real estate sales in Alicante tend to centre around major tourist centres where holiday rental yields are still healthy, although bargains can still be found in the less-crowded outskirts.

Second home buyers and retirees tend to prefer quieter, less crowded or developed areas such as Benitachell, Denia and Javea. However, this less commercial aspect has begun to take on a certain cache, so that property here is not as cheap as one might expect.

Still, though, for health, lifestyle and quality of life, the Costa Blanca is hard to beat and property in Alicante is well worth considering.

Choosing an Online Payday Lender

What is Payday Loan?

A payday loan is quick monetary assistance in the form of a loan to be repaid on your next pay date. Online payday loans are the easiest method to obtain necessary cash quickly when you find yourself between paychecks.

Choosing an Online Payday Lender?

There are some crucial steps when choosing your online payday lender. When applying for a payday loan or cash advance, go for only one at a time. Let’s look at other necessary points to consider before you start to fill an application on the internet.

1. Take into consideration how professional the lender’s site is. You don’t want it to be badly organized.

2. Pay attention to how the site presents information. Clarity, relevance and usefulness are important indicators of quality.

3. A good site will have key questions answered in a payday loan FAQ section.

4. If there are expected to pay any fees up-front before your application is processed, that’s a red light.

5. Check to see if it has a clear Security and Privacy Policy that you can read.

6. Some payday lenders may promise a quick or even an instant approval with little requirements from you. Beware of them!

7. WARNING! – Don’t use payday lenders who do not have a valid SSL certificate. You risk your personal and financial information being exposed to unwanted parties.

8. The site must have an easy way to contact the lender in case there are any problems. It should have an email address and a form on a “Contact US” page

Internet Marketing Gone Stale? Maybe It's Your Attitude

Heard it all before? Yeah right… I always get a kick out of people those that are in their own business and tell me they’ve heard it all before. Ask those same people how business is… “things are tough, the economy stinks” a number of not-so-brilliant statements start pouring out of their so-well-educated mouths.

The funniest ones are those who say they have heard it all… never implement any of it… and complain about how it is all re-hashed information that isn’t of use to them and their business. Those are the ones that are always on the lookout for the next shiny object they can blow their money on.

The pay-per-click product of the week.

The Google arbitrage million dollar formula of the month.

The software-that-does-it-all-for-you-while-you-sleep magic bullet that promises them riches overnight.

Ask those same people how many new strategies they have tested in their business in the past month. Or how many new lead generation campaigns they tested. Or what kind of new customer communication campaigns they have sent out to their prospects and buyers in the past work week.

That’s about the only way to shut them up about how flipping brilliant they are.

“Well, nothing recently.”

“The last one didn’t work out so well.”

“This internet marketing stuff doesn’t work. Direct mail is too expensive and never gives a good enough return. “

Blah, blah, blah (insert stupid excuse here).

Here’s a tip that is guaranteed to make you a bundle.

Implement one new marketing activity a day for the next month.

It can be as simple as writing an article that you send out to your list, meanwhile copying that same article to one of the online article banks.

Copy that same article to your blog (which you just need to have…. period).

Mail that article out to your buyers.

To your prospects.

Consider each of those one marketing activity a day.

Day 1 – write an article and email it to your list.

Day 2 – post it to your blog

Day 3 – send it to the article directories

Day 4 – get 200 copies of the article printed and mail 100 of them to your prospects

Day 5 – send the other 100 printed ones to your buyers

Then do something different.

Day 6 – call 5 of your past clients to see how they are doing. Leave a brief message if they don’t pick up. Tell them you are just phoning to say hi, see how they are doing, and see if they have any feedback for you.

Day 7 – call 5 business owners that would make a good joint venture with you. See if they have any ideas on how you could do a co-promotion to each others list.

Day 8 – find 5 online forums that your prospects would likely visit – invest 2 hours there and dig around looking for comments and feedback people are leaving. See what kind of questions they are asking. Look for the ones that come up on a regular basis.

And so on.

You can do one thing a day like this.

Things like: a tele-seminar, an article, a blog post, a press release, and so on.

Are any of the above ideas rocket science?

Are they shockingly new ideas?


BUT, have you done any of them lately?

Have you actually taken the initiative to do one thing a day to build your business (checking email is not a proactive marketing task, nor is talking to friends on Facebook, or sending out an inspirational quote on twitter).

I’ll tell you what.

You do one thing a day like this for the next 30 days.

Every single day.

Each time you do one or more of them make sure your website link is there, along with your phone, facsimile and email.

Just because you have heard them before, doesn’t mean they aren’t any good.

How can you possibly expect to grow a business when you haven’t even implemented the BASIC tools like this? You can’t. It isn’t about all the fancy shiny objects out there on the internet. It isn’t about waiting for the “next big thing” that will make you a bundle.

It is ALL about taking massive action on a daily basis.

You do that… and if you can honestly show me what you did, and show me the lack of any results from all that effort… I will pay you $20.

It may not be a lot… but it will be my apology to you as obviously my ideas suck and didn’t make you money.

I doubt you will come back to me with zero results.

I have been doing this for 8 years now, and have never seen this simple system not work.

I dare you.

Double dare you.

Just try it.

And report back what happens.

Why Are Women Crazy For Fashion Bags

Why women are so obsessed with fashion bags? Particularly ones with big fancy brands like Chanel, Gucci or Hermes. Practically speaking, women usually would have lots of odds and ends, so they need bags to hold these little stuffs. But you may ask that men also have things like that, why wouldn’t they shop for fashion bags so diligently like women do? All they need may just be a shabby sport bag.

So psychologically speaking, women are more likely to be lack of the sense of security, thus they need to put all their stuffs in a bag which is totally under control with them all the time. Therefore bags, especially big ones like fashion sports bags which combine both fashion and sports, precisely meet this psychological demand. So they would come back again and again in the fashion trend.

Many petty bourgeoisie women’s enthusiasm for bags can be described as simply “insane”. They shop for fashion bags as frequently as they eat, worry about the delay of the new arrivals and so on.

With respect to commerce, designers are now conveying the idea that your bag and clothes are completely an organic whole. While they design clothes, they also work out bags of various styles to seduce you. Undoubtedly they’re quite successful in terms of business. You can see lots of woman take delight in collecting all kinds of bags just like stamp collecting, the more complete, the better.

So does a woman really need so many bags? Are you patient enough to pick up a different bag everyday when you go out? Frankly, as a busy working woman, that’s both unadvisable and unnecessary.

What I need, is a firm bag which is not excessively noticeable colored and not intricately styled. Neither too big nor too small and accompany me year in and year out. So that I won’t leave things due to changing bags and I don’t have to change a bag to match the dress. In a word, your bag doesn’t need your attention at all; the saved attention and energy can be well utilized on other aspects.

Surprisingly, I happen to know that the French fashion magazine Editor in Chief is a woman who basically doesn’t take a bag. All that is with her is just a purse.

Here what I’m saying is quite reactionary in the eyes of those fashion designers. However, facing eyefuls of seductive bags, there’s only one that I need and want.

The Advantages To Becoming A Travel Nurse

To all the nurses out there who love nursing and traveling: did you know that you can combine both of your loves in a career as a traveling nurse? The field of travel nursing has several benefits over other areas of nursing. Let’s look at some of the outstanding benefits you’ll enjoy in a career as a traveling nurse.

One of these benefits includes travel around the country working at jobs that can last anywhere from just a few weeks to as long as a year. Although many would not necessarily consider it a benefit because it is a part of the job, to many others it is a major benefit. A job as a traveling nurse allows you to work in many new areas. Often times these are areas that you might not normally consider for a vacation, but they are often in some of the most beautiful parts of the country. You can see many places across the United States as you work and you’ll have plenty of time to take in all the sites.

Most travel nurse agencies offer a wide variety of benefits to nurses. Traveling nurses are some of the best-paid nurses in the country. Usually, the pay ranges from $21 to $48 an hour. This will vary based on your level of experience in your field as well as the location of the assignment. Some areas of the country will pay much better than others. Some agencies offer a number of bonuses, including sign on and completion bonuses. Some even offer bonuses when you renew your contract for at least 13 weeks. Loyalty bonuses sometimes offered include monetary rewards, upgrades in housing and paid vacations. Most agencies will also provide referral bonuses for any nurse completing a full assignment that you have referred.

Another major benefit often included when you sign on to travel with an agency is wonderful health benefits. Most agencies furnish fully paid medical insurance for you with the option to add your family at a reasonable expense. Also, often included with your benefits package, are vision and dental insurance, life insurance, long- and short-term disability and accident coverage. Exact benefits will vary from agency to agency, so it is important to investigate what is offered by each company that you speak with.

Many companies will furnish retirement plans, such as a 401K plan usually available after just one month of service. Roadside assistance packages, such as AAA, are frequently provided. Continuing education is often provided at no cost to you and some agencies will reimburse continuing education.

Travel nursing is not the perfect opportunity for everyone, so you must consider the pros and cons carefully. It is also important to investigate any agency that you are considering signing up with. Ask the agency you are considering to speak with some of the traveling nurses who are already a part of their company. A thorough search of the internet to see what others say about the agency can also turn up some interesting information.

There is such a high demand for nurses who are able, and willing, to travel for their jobs today. The benefits, rewards and bonuses available to those who decide to become a traveling nurse seem endless. Travel nursing could be just the shot in the arm your career needs if you are becoming tired of the same thing day after day, year after year. It could just be the change you are looking for.

Managing a Family With a Travel Nursing Career

A career as a travel nurse can be an exciting and rewarding opportunity to see the country. Travel nurses have the opportunity to see many places and people while earning a substantial income. Most travel nurse placements run for about 13 weeks which means relocating quite frequently. Fortunately, travel nurse agencies take into account that many nurses have families so they make arrangements to accommodate a nurse with a family.

A travel nursing career will give you more control over your work and life. Most travel nurse companies allow nurses to choose their assignments based on their personal needs. They tend to select assignments based on location, pay, benefits, professional opportunities, and accommodating their family. No matter where you choose to go in your travel nursing career, most agencies will provide you with nursing positions customized to your fit your lifestyle requirements. Most agencies will allow nurses to choose locations that are not too far from their home. The agencies will also assist nurses with finding accommodations with additional rooms for family members. Some may charge a small fee for the additional rooms. An agency may also help workers find a location in their local area with flexible shifts that will allow them to spend quality time with their family.

Some families will choose to accept a housing stipend instead of housing facilities and travel in a RV. They can then maintain a comfortable lifestyle with all of the necessities and supplies contained in the vehicle. Some families choose to home school their children. Most communities have a wealth of resources to assist in your home schooling needs. This often includes activities that will encourage active socialization activities for children. Married couples who are both travel nurses have the flexibility to arrange their work schedules so that someone is always at home with their children while the other one is on their travel nurse assignment. They will often alternate work placements. This will allow a couple to maintain a family unit as well as have work breaks. If home schooling is not an option, there are some work assignments that can last up to nine months so a child can attend a full school year. Others may choose to accept work assignments that are a few hours drive from their permanent home. With a little time management scheduling, one can earn a great living while raising a family.

Having children does not mean you cannot enjoy a successful career as a travel nurse. There are many advantages that can benefit you as well as your children. Many recruiting agencies will provide you with free housing. Another benefit of bringing your children on assignment is that they have the chance to see other parts of the country and people while you earn a great salary with great benefits. Most travel nursing pay scales are anywhere from ten to fifteen percent higher than the pay of a regular staff nurse. It is much like a working vacation.

The nursing shortage has health care facilities across the country seeking skilled professionals. Travel nurses are in great demand and travel nursing agencies are eager to recruit qualified workers to ease the workload. Finding the best and safest housing for you and your family is not a problem for most agencies. They will accommodate your extra needs, whether you require an extra room for the children or even extra needs for a pet. . As well, you will receive great compensation, great health care coverage, and other appealing incentives. If you are a travel nurse or are interested in a travel nurse career, it is a great time to acquire a position in a fast growing and popular health field.

Low Interest Personal Loans – Unsecured?

Low-interest personal loans, also known as signature loans, can often be quite difficult to qualify for. Low-interest personal loans are granted to the borrower without the lender enjoying the benefit of collateral which is why they are often called unsecured loans. It is for this reason that borrowers will find that lenders’ guidelines for such loans are often significantly more stringent.

Since no collateral is offered, as opposed to a home equity or auto loans, the lender’s only recourse in the event of default is to file a lawsuit. While it is certainly within reason that the lender could be awarded some personal property or wage garnishment as a result of a lawsuit, this is generally not the case.

In jurisdictions where wage garnishments are permitted, they are generally reserved for cases involving child support payments. As lenders find themselves financially exposed with low-interest personal loans, they will often require that the borrower has a requisite level of financial stability and credit in order to consider granting them.

The underwriting guidelines as regards low-interest personal loans will vary from lending institution to lending institution. In the case where there is a pre-existing personal relationship between the lending institution and the potential borrower, the qualification criteria will often be quite a bit more lenient.

While this is often the case, the lending institution is certainly under no obligation to make any exceptions as regards their guidelines. The parameters that lending institutions will use in order to determine whether a borrower is qualified for a low-interest personal loan are solid financial assets, job longevity, good credit rating and a low debt to income ratio.

The size of the personal loan that most lending institutions are willing to offer are often limited, sometimes to as low as $5,000. While some may offer more, it is important to remember that low-interest personal loans are often quite difficult to receive approval for. In the case of a potential borrower with less than perfect credit, they will find that the opportunity for them to receive approval for a low-interest personal loan is limited to say the least.

The situation is necessarily as dire as one might believe for borrowers seeking a loan with less than perfect credit. There are countless finance companies that specialize in smaller loans for just such borrowers. While borrowers may succeed in obtaining a loan through these finance companies, they will find that the interest rates that they are offered are often as much as 10% above market interest rates and can be paid off over a one to two year period. It is highly recommended that borrowers do their due diligence as regards researching their available alternatives.

There is another option for borrowers with poor credit, cash advance loans. Cash advance loans are also know as fast cash and payday loans; they require no credit check and, as such, the borrowers credit history is of no consequence. Cash advance loans are high-risk and, subsequently, have high interest rates and are designed to help borrowers solve immediate cash-flow problems.

It is important to remember that there are financial institutions that are more flexible than others and more open to work with a borrowers of all credit ratings. In certain cases, borrowers with poor credit may find that they can obtain a loan for up to $20,000. Of course, unsecured personal loans are obtainable by almost everyone for virtually any situation.

While unsecured loans with low-interest are not easy to come by, there are alternatives available for borrowers with a less than stable financial standing. Again, with some research and by learning what is available, one should be able to find loan package that meets their needs.